Before you sign
the offer letter.
Startups tell one story on their careers page. Their MCA filing tells another. We read the filing — so you know what you're actually joining.
8
Companies scored
5
Dimensions assessed
0
Glassdoor reviews used
100%
From audited MCA filings
How we assess each company
Full methodology →Growth Momentum
YoY revenue growth, operating vs non-recurring, cost trajectory
Stability
Cash vs burn, debt structure, operating cash flow
Profitability
PAT direction, cost-to-income ratio, operating leverage
Funding Dependence
How much of operations is funded by equity vs revenue
Career Upside
Revenue growth + payroll signals + ESOP structure
Labels: Strong / Achieved / Low / High · Moderate / Improving / High Variance · Stretched / Weak / Limited · Critical / Loss-Deepening / Uncertain
Solid Financial Footing
Jar
SolidBased on Annual Filing FY2025 · Updated 22 April 2026
First profitable year after four consecutive losses. Revenue grew 4.9x and costs grew only 31% — operating leverage arrived. No debt. The financial floor is the strongest in this cohort. ESOP liquidity depends on a future exit, but the operating business is now self-sustaining.
Worth Watching
CRED
WatchBased on MCA AOC-4 XBRL FY2024 (consolidated + standalone) + capital raise filings through June 2025 · Updated 26 April 2026
Revenue growing 71% with zero financial debt and positive operating cash flow. Cash compensation is real. But six consecutive years of operating losses and a 71% DCF reset in April 2025 make equity value high-variance. High-intensity environment; ESOP liquidity timeline is open.
Navi
WatchBased on MCA AOC-4 XBRL FY2025 (consolidated + standalone) · Updated 26 April 2026
Strong liquidity position — ₹3,216 Cr covers years of payroll. Salary security is not the concern. Growth opportunity is: the loan book grew 0.6% in FY2025, the IPO is not progressing, and continuing-ops losses worsened on a clean comparison year.
Dezerv
WatchBased on Annual Filing FY2025, Consolidated + Standalone · Updated 22 April 2026
Employee costs (₹111 Cr) exceed total revenue (₹65.62 Cr) — payroll is funded by investor capital. Revenue grew 2.5x. The FY2023 near-breakeven at the parent showed the model can work; FY2025 expanded aggressively on that premise. Wealth management is a growing market.
Scapia
WatchBased on Annual Filings FY2023–FY2025 · Updated 21 April 2026
Three consecutive years of unit economics improvement. Revenue growing 67% with losses narrowing for the first time. Over 3 years of runway at current burn. Pre-profitability, but the trajectory is one of the cleaner stories in this cohort.
Super Money
WatchBased on Annual Filings FY2024–FY2025 · Updated 17 April 2026
Backed by Flipkart (Walmart) — payroll security goes beyond what the standalone filing shows. Revenue grew 4.8x. But losses grew 7.2x in the same year; costs are scaling faster than revenue. High career surface area in a growing business; unit economics unproven.
Stable Money
WatchBased on Annual Filings FY2025 · Updated 12 April 2026
Reported revenue looks large (₹104 Cr) but only ₹3.58 Cr is retained by the platform. The business is in a high-investment phase where a 0.34% take rate needs to scale substantially to cover its cost base. Fixed-income distribution is a growing and underserved market.
Proceed with Caution
Kiwi
CautionBased on Annual Filings FY2023 (stub)–FY2025 · Updated 25 April 2026
~13-14 months of runway from March 2025. A funding round must close within FY2026 for operations to continue. Revenue grew only 5.5% while expenses nearly tripled. The UPI credit card concept has regulatory tailwind, but the filing does not show unit economics converging.
Important disclaimer
What this page is
A financial health signal from publicly filed, audited MCA filings. Every data point is from a filing. Nothing is from press releases, management commentary, Glassdoor, or LinkedIn.
What this page is not
A complete hiring recommendation. Financial health does not measure culture, management quality, team dynamics, career growth environment, work-life balance, or any other employment experience factor.
How to use it
A strong signal means the financial floor is solid from filing data. A caution flag means financial risk is present. Use this alongside your own conversations, reference checks, and judgment — not instead of them.
Scores are based on the most recent available audited filing. Filings are typically 6–18 months behind real time — a company's financial position may have changed materially since the filing date. UnpopularVoice is not affiliated with any company on this page and has no commercial relationship with any of them. Full scoring methodology →
New companies added as filings arrive
MCA filings are published year-round. We read them and update scores.