The Spectrum

Every company falls somewhere.

Working models, scaling models, in-progress, restructuring, broken. The audited filings sort companies into one of five categories. Pick a column to see who fits.

Swipe to see all five →

BlissClub

Standalone audited financial statements FY2025, Blissclub Fitness Private Limited (brand: BlissClub)

UnpopularVoice
Revenue from operations (+51% YoY)₹132 Cr
Net PAT (loss cut 54% from -₹44 Cr)-₹20 Cr
Employee benefits (cut 43% from ₹31 Cr)₹18 Cr
Cash and bank (₹29 Cr treasury redeemed during year)₹39 Cr

Source: Annual filings, Registrar of Companies

DIRECT-TO-CONSUMER / WOMEN'S ACTIVEWEAR / APPAREL  ·  Standalone audited financial statements FY2025, Blissclub Fitness Private Limited (brand: BlissClub)  ·  31 May 2026

BlissClub Halved Its Loss. The Cost It Cut Was Payroll.

TL;DR

  • BLISSCLUB FITNESS PRIVATE LIMITED (CIN U52520KA2020PTC133220), Karnataka-incorporated 2020, operates the BlissClub direct-to-consumer women's activewear brand. Bangalore HSR Layout headquarters. Filed under Indian GAAP (Accounting Standards), not Ind AS.
  • FY2025 standalone revenue from operations ₹131.57 Cr (FY24: ₹86.88 Cr, up 51%). Other income ₹3.77 Cr (FY24: ₹5.29 Cr, down 29% on lower treasury yield after current-investment drawdown).
  • FY2025 standalone net loss ₹20.17 Cr (FY24: ₹43.92 Cr, loss cut 54% in absolute rupees, a ₹23.75 Cr improvement). Pre-tax loss ₹20.17 Cr; tax expense nil; no deferred-tax asset recognised.
Read Full Breakdown →

Editorial matchups

Two companies. Same business. Different ending.

Two rivals in the same category, compared on their audited filings. Same revenue base, different outcomes.

Direct-to-Consumer Apparel

Snitch Tripled Payroll. BlissClub Cut It 43%. Same Year, Same Category.

Two Indian D2C apparel brands, audited for the same FY2025 period, executing structurally opposite operating playbooks. Snitch (men's fashion, Karnataka-incorporated 2022) doubled revenue to ₹498 Cr, grew payroll 270% from ₹18 Cr to ₹65 Cr, doubled advertising, and flipped from a ₹4.4 Cr profit to a ₹1.7 Cr loss. BlissClub (women's activewear, Karnataka-incorporated 2020) grew revenue 51% to ₹132 Cr and halved its loss from ₹44 Cr to ₹20 Cr by cutting payroll 43% (₹31 Cr to ₹18 Cr) while keeping advertising in growth mode. Each playbook fits the entity's stage: Snitch had the capital cushion to invest aggressively; BlissClub had the capital pressure to compress costs. Two cost-side decisions made in the same audit period at structurally different stages.

Read the comparison →

Wealth, fixed-income and investment-platform fintechs

WintWealth's Loan Book Grew ₹172 Cr. Dezerv Spent ₹111 Cr on Salaries. Stable Money Kept ₹3.58 Cr of ₹104 Cr.

Three Indian fintechs in broadly the wealth, fixed-income and investment-platform category. The FY2025 audits show three structurally different shapes. WintWealth operates an online bond platform alongside an embedded lending entity; its consolidated loan book expanded ₹172 Cr in FY25, broadly matching the year's operating cash absorption. Dezerv operates an HNI-focused wealth-advisory platform; ₹111 Cr of employee benefits in FY25 ran 1.7x revenue, reflecting an advisory-delivery model where senior bankers and relationship managers are the product. Stable Money operates a fixed-income distribution platform; ₹104 Cr of reported revenue at consolidated level translates to ₹3.58 Cr of standalone retained income, an implied retained-income ratio on reported gross revenue of approximately 0.34%. The three entities cannot be compared on cost-to-income because each reports revenue on a structurally different basis.

Read the comparison →

Co-branded credit-card fintechs

OneCard Spent ₹116 to Earn ₹100. Scapia Spent ₹305. Kiwi Spent ₹766.

Three Indian fintechs operating co-branded credit cards in partnership with issuing banks. The FY2025 audits show the same broad co-branded credit-card category at three different scale points. Kiwi at ₹3.83 Cr revenue reported ₹7.66 of cost per ₹1 of income. Scapia at ₹40.42 Cr reported ₹3.05. OneCard at ₹1,877.75 Cr reported ₹1.16. The reported cost-per-rupee-earned compresses with scale across these filings, though exact comparability depends on revenue recognition and bank-partner share treatment. Each entity has product differences (Kiwi is UPI-on-credit-card; Scapia is travel-led; OneCard is general-purpose) and the bank-partner revenue share is disclosed explicitly only at OneCard.

Read the comparison →

E-Pharmacy / Diagnostics Platforms

PharmEasy Built by Acquisition. Tata 1mg Built by One Parent.

Two Indian consumer-health groups, audited for the same FY2025 period. PharmEasy (API Holdings Limited) continued expanding through multi-entity acquisitions: 31 consolidated subsidiaries including Thyrocare, Nueclear, Docon, and ~28 pharma-distribution entities, with gross goodwill of ₹8,364 Cr and ₹4,850 Cr (58%) impaired to date. Tata 1mg's (Tata 1mg Technologies Pvt Ltd) post-acquisition expansion happened largely within a single-parent structure: 100% owned by Tata Digital, with consolidated goodwill of just ₹5.93 Cr at the operating-group layer. Broadly the same consumer-health thesis, two different legal and entity pathways for capital deployment, two audit shapes. Both still loss-making at the consolidated level.

Read the comparison →

Ride-Hailing Platforms

Rapido Grew. Uber Reclassified. Ola Contracted.

Three Indian ride-hailing audits, the same FY2025 reporting period, three different reasons the numbers look the way they do. Rapido scaled. Uber India's Rides segment revenue collapsed on a recognition shift. Ola's standalone revenue halved on real operating contraction plus a separate ₹1,279 Cr Ola Electric markdown through OCI.

Read the comparison →

Audio Streaming Platforms

PocketFM Found Profit. KukuFM Is Looking at a Cliff.

Two Indian audio platforms, same subscription format, both raised aggressively in FY2023-24. By FY2025 their audits diverge sharply. PocketFM's loss compressed 77%, OCF turned positive, and net worth growth implies the business turned profitable. KukuFM's net worth fell ₹147 Cr in twelve months on a still-loss-making P&L. PocketFM solved the model abroad. KukuFM is still solving it at home.

Read the comparison →

BlissClub₹132 CrRevenue from operations (+51% YoY)·Snitch₹498 CrRevenue from operations (+106% YoY)·CashKaro₹341 CrRevenue from operations (+21% YoY)·LendenClub₹227 CrRevenue from operations (+28% YoY)·INDmoney₹164 CrConsolidated revenue (+133% YoY)·InCred Holdings₹1,874 CrConsolidated revenue (+47% YoY)·WintWealth₹45 CrConsolidated revenue (+159% YoY)·Stashfin₹710 CrTotal revenue from operations (-9.8% YoY)·Faircent₹27 CrRevenue from operations (FY25, -42% YoY)·Redcliffe Labs₹431 CrConsolidated revenue (+23.7% YoY)·Tata 1mg₹2,353 CrConsolidated revenue (+19.6% YoY)·Orange Health₹84 CrRevenue from operations (+84% YoY)·HealthifyMe₹178 CrRevenue from operations (-14% YoY)·Healthians+8.7%Revenue growth FY2025·PharmEasy₹5,872 CrConsolidated revenue (+3.7% YoY)·Furlenco+66%Revenue growth FY2025·Amazon-89%Net loss reduction YoY·Ola-47.5%Revenue from operations YoY·Uber India-89%Rides segment revenue YoY·Google Pay₹50 CrFY2025 PAT (-55%)·Vedantu₹227 CrFY25 Revenue (Consol, +23%)·upGrad₹1,569 CrFY25 Revenue (Consol, +5.5%)·Myntra₹6,043 CrFY2025 Revenue (+18%)·Scaler₹363 CrFY2025 Revenue (-5%)·Fresh2Home₹421 CrFY2025 Revenue (+14%)·Captain Fresh₹3,421 CrConsolidated Revenue (+145%)·Plum (Pureplay Skin Sciences)₹402 CrFY2025 Revenue (+23%)·mCaffeine₹237 CrFY2025 Revenue (+23%)·BRND.ME₹374 CrFY2025 Revenue (-25%)·Purplle₹1,367 CrFY2025 Revenue (Consol)·Pilgrim₹408 CrFY2025 Revenue·Renee₹312 CrFY2025 Revenue·Snapmint₹151 CrConsolidated Revenue·Unacademy₹702 CrConsolidated Revenue·SuperTails₹120 CrFY2025 Revenue·Zeta₹599 CrFY2025 Revenue·UpperCase₹83 CrFY2025 Revenue·RentoMojo₹266 CrFY2025 Revenue·ShareChat₹723 CrRevenue (Flat)·MoneyView₹2,339 CrConsolidated Revenue·Dhan₹877 CrFY2025 Revenue·CarDekho₹2,643 CrConsolidated Revenue·Licious₹775 CrFY2025 Revenue·OneCard₹1,878 CrFY2025 Revenue·BookMyShow₹1,831 CrConsolidated Revenue·Sahi₹5 LakhRevenue From Customers·PocketFM₹580 CrFY2025 Revenue·GIVA₹519 CrFY2025 Revenue·KukuFM₹258 CrFY2025 Revenue·Plum₹66.98 CrConsolidated Revenue FY2025 (+62% YoY)·Zetwerk₹8,540 CrFY2025 Standalone Revenue (-27% YoY)·Blue Tokai Coffee₹325 CrRevenue FY2025 (+51%)·Infra.Market₹6,053 CrStandalone Revenue FY2025·Third Wave Coffee₹269 CrRevenue FY2025 (flat from ₹241 Cr in FY2024)·CheQ₹84 CrRevenue FY2025 (+487% YoY)·Acko₹118 CrStandalone Revenue FY2025 (flat YoY)·Noise₹1,048 CrRevenue FY2025 (–24% YoY)·UltraHuman₹542 CrRevenue FY2025 (+447% YoY)·Spinny₹4,650 CrConsolidated Turnover FY2025·MyGate₹173 CrRevenue FY2025 (+80% YoY)·FamPay₹44.46 CrRevenue FY2025 (+184% YoY)·Slice₹604 CrTotal Income FY2025 (Year 1 as bank)·BharatPe₹1,667 CrRevenue FY2025 (+17% YoY)·Chaayos₹305 CrRevenue FY2025 (+23% YoY)·Chai Point₹208 CrRevenue FY2025 (+4.3% YoY)·Kissht₹306 CrRevenue FY2025 (-26% YoY)·Zerodha₹8,810 CrRevenue FY2025 (-11.5% from record FY2024)·Razorpay₹2,254 CrTotal Revenue FY2025 (inc. discontinued)·PhonePe₹6,544 CrRevenue FY2025 (+33% YoY)·Porter₹4,287 CrRevenue FY2025 (+57% YoY)·Rapido₹910 CrRevenue FY2025 (+40% YoY)·Zepto₹4,455 CrRevenue FY2024 (+120% YoY)·OYO₹6,253 CrConsolidated revenue FY2025·Sugar Cosmetics₹405 CrFY2025 total income (standalone)·Upstox₹1,150 CrFY2024 revenue from operations·boAt₹3,063 CrStandalone revenue FY2025·CRED₹2,397 CrFY2024 consolidated revenue from operations·Navi−₹126 CrFY2025 net loss (continuing ops)·Kiwi₹64.18 CrFY2025 net loss·Dezerv₹65.62 CrFY2025 consolidated revenue·Jar₹188.78 CrTotal income FY2025·Scapia₹40.42 CrTotal income FY2025·Super MoneyRs 93.97 CrTotal income FY2025·Stable MoneyRs 104.4 CrReported revenue·BlissClub₹132 CrRevenue from operations (+51% YoY)·Snitch₹498 CrRevenue from operations (+106% YoY)·CashKaro₹341 CrRevenue from operations (+21% YoY)·LendenClub₹227 CrRevenue from operations (+28% YoY)·INDmoney₹164 CrConsolidated revenue (+133% YoY)·InCred Holdings₹1,874 CrConsolidated revenue (+47% YoY)·WintWealth₹45 CrConsolidated revenue (+159% YoY)·Stashfin₹710 CrTotal revenue from operations (-9.8% YoY)·Faircent₹27 CrRevenue from operations (FY25, -42% YoY)·Redcliffe Labs₹431 CrConsolidated revenue (+23.7% YoY)·Tata 1mg₹2,353 CrConsolidated revenue (+19.6% YoY)·Orange Health₹84 CrRevenue from operations (+84% YoY)·HealthifyMe₹178 CrRevenue from operations (-14% YoY)·Healthians+8.7%Revenue growth FY2025·PharmEasy₹5,872 CrConsolidated revenue (+3.7% YoY)·Furlenco+66%Revenue growth FY2025·Amazon-89%Net loss reduction YoY·Ola-47.5%Revenue from operations YoY·Uber India-89%Rides segment revenue YoY·Google Pay₹50 CrFY2025 PAT (-55%)·Vedantu₹227 CrFY25 Revenue (Consol, +23%)·upGrad₹1,569 CrFY25 Revenue (Consol, +5.5%)·Myntra₹6,043 CrFY2025 Revenue (+18%)·Scaler₹363 CrFY2025 Revenue (-5%)·Fresh2Home₹421 CrFY2025 Revenue (+14%)·Captain Fresh₹3,421 CrConsolidated Revenue (+145%)·Plum (Pureplay Skin Sciences)₹402 CrFY2025 Revenue (+23%)·mCaffeine₹237 CrFY2025 Revenue (+23%)·BRND.ME₹374 CrFY2025 Revenue (-25%)·Purplle₹1,367 CrFY2025 Revenue (Consol)·Pilgrim₹408 CrFY2025 Revenue·Renee₹312 CrFY2025 Revenue·Snapmint₹151 CrConsolidated Revenue·Unacademy₹702 CrConsolidated Revenue·SuperTails₹120 CrFY2025 Revenue·Zeta₹599 CrFY2025 Revenue·UpperCase₹83 CrFY2025 Revenue·RentoMojo₹266 CrFY2025 Revenue·ShareChat₹723 CrRevenue (Flat)·MoneyView₹2,339 CrConsolidated Revenue·Dhan₹877 CrFY2025 Revenue·CarDekho₹2,643 CrConsolidated Revenue·Licious₹775 CrFY2025 Revenue·OneCard₹1,878 CrFY2025 Revenue·BookMyShow₹1,831 CrConsolidated Revenue·Sahi₹5 LakhRevenue From Customers·PocketFM₹580 CrFY2025 Revenue·GIVA₹519 CrFY2025 Revenue·KukuFM₹258 CrFY2025 Revenue·Plum₹66.98 CrConsolidated Revenue FY2025 (+62% YoY)·Zetwerk₹8,540 CrFY2025 Standalone Revenue (-27% YoY)·Blue Tokai Coffee₹325 CrRevenue FY2025 (+51%)·Infra.Market₹6,053 CrStandalone Revenue FY2025·Third Wave Coffee₹269 CrRevenue FY2025 (flat from ₹241 Cr in FY2024)·CheQ₹84 CrRevenue FY2025 (+487% YoY)·Acko₹118 CrStandalone Revenue FY2025 (flat YoY)·Noise₹1,048 CrRevenue FY2025 (–24% YoY)·UltraHuman₹542 CrRevenue FY2025 (+447% YoY)·Spinny₹4,650 CrConsolidated Turnover FY2025·MyGate₹173 CrRevenue FY2025 (+80% YoY)·FamPay₹44.46 CrRevenue FY2025 (+184% YoY)·Slice₹604 CrTotal Income FY2025 (Year 1 as bank)·BharatPe₹1,667 CrRevenue FY2025 (+17% YoY)·Chaayos₹305 CrRevenue FY2025 (+23% YoY)·Chai Point₹208 CrRevenue FY2025 (+4.3% YoY)·Kissht₹306 CrRevenue FY2025 (-26% YoY)·Zerodha₹8,810 CrRevenue FY2025 (-11.5% from record FY2024)·Razorpay₹2,254 CrTotal Revenue FY2025 (inc. discontinued)·PhonePe₹6,544 CrRevenue FY2025 (+33% YoY)·Porter₹4,287 CrRevenue FY2025 (+57% YoY)·Rapido₹910 CrRevenue FY2025 (+40% YoY)·Zepto₹4,455 CrRevenue FY2024 (+120% YoY)·OYO₹6,253 CrConsolidated revenue FY2025·Sugar Cosmetics₹405 CrFY2025 total income (standalone)·Upstox₹1,150 CrFY2024 revenue from operations·boAt₹3,063 CrStandalone revenue FY2025·CRED₹2,397 CrFY2024 consolidated revenue from operations·Navi−₹126 CrFY2025 net loss (continuing ops)·Kiwi₹64.18 CrFY2025 net loss·Dezerv₹65.62 CrFY2025 consolidated revenue·Jar₹188.78 CrTotal income FY2025·Scapia₹40.42 CrTotal income FY2025·Super MoneyRs 93.97 CrTotal income FY2025·Stable MoneyRs 104.4 CrReported revenue·

84+

Companies analysed

FY2025

Primary dataset

Audited

MCA-filed source

Zero

Press releases used

Get filings-based startup breakdowns.

One Indian startup. One MCA filing. The story the brand doesn't tell.

No spam. Unsubscribe anytime.